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Manage Your Debt: Reducing Your Debt
Manage Your Debt: Reducing Your Debt
While debt can seem overwhelming, it’s important to remember that there is help for Veterans seeking to reduce existing debt and lower bills. Explore the following legal, medical, and financial programs that can help you put your money towards other goals.
Legal Help
These services offer information and legal resources for Veterans who need help with their debt.
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VA offers free legal service clinics at VA centers throughout the country. You can see a list of these legal service clinics on the VA website.
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If you are looking for help with a civil legal problem, use the I Need Legal Help tool to find an LSC-funded legal aid organization near you.
Medical
Manage your medical debt and pay for medical care with these resources.
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Find out how you can get help with medical bills through free or low-cost medical care, government health insurance programs, or a medical debt management plan at USA.gov.
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Check out this 3-minute video to learn more about the HealthCare.gov health insurance marketplace including how much health care plans cost, how you can get savings on health plans and how you can get lower premiums.
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Review your current VA benefit debt or copay bill balances and find out how to request help on VA.gov or call 1-866-400-1238.
Utilities
If you need help lowering your bills, there are local and national resources that may help.
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Save on phone or internet bill by calling 1-800-234-9473 or visiting USAC Lifeline Support to apply online.
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Access emergency assistance for food, housing, clothing, and utilities through the United Way by calling 211 to speak to someone now or search for resources online by location.
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The U.S. Department of Energy (DOE) Weatherization Assistance Program (WAP) reduces energy costs for low-income households by increasing the energy efficiency of their homes. Through weatherization improvements and upgrades, these households save on average $372 or more every year. Discover how the program helps people in this video.
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Need help with energy costs? Call 1-866-674-6327 or visit LIHEAP's website. Play a 1.5-minute video on their service offerings.
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Check out these 10 easy ways to save money in your laundry room.
These most-recommended financial resources for Veterans are a great place to start if you are not sure which of the five steps is most important to you today.
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Find your path to
financial success
FINVET is a one-stop website with a wealth of resources to help Veterans in any stage of their financial journeys to earn more, save more, and protect their money.
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